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Figure

Mortgage lenders ยท United States

Figure

Rank#34Top 41%of 84 tracked

Updated 2026-10-09

Brand Visibility

13.1%

Prompt Coverage

13%

AI Sub-Searches

72

Query fan-outs

Total Mentions

12

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Tracked by AI Rankia Index

What AI Says About Figure

Real AI response mentioning Figure โ€” captured live from Google AI Overviews.

In response to: โ€œTop lenders for HELOC rates right now in the US?โ€

Top HELOC (Home Equity Line of Credit) lenders and current rates in the U.S. as of October 2026: Figure: Offers online HELOC rates starting around 7.35% APR with both fixed and variable options, fast digital approval (min credit score 600), and borrowing limits from $15,000 to $750,000 (unavailable in Texas). 0 3 Bank of America: Known for low- and no-fee structures, offering lines from $25,000 to $1,000,000 with no application or annual fees and covered closing costs. 4 Truist: Recognized as โ€ฆ

Google AI Overviews

Prompts Tracked in Mortgage lenders

AI Rankia runs these exact prompts across ChatGPT, Gemini, Perplexity, Claude & more to build this ranking.

1

โ€œBest mortgage lenders for bad credit in the US?โ€

normal result
2

โ€œWhere can I get a USDA home loan in the US?โ€

local result
3

โ€œWhere can I get a mortgage pre-approval fast online in the US?โ€

normal result

12 more prompts tracked ยท

Each prompt fans out into dozens of AI sub-searches โ€”never miss the semantic gaps โ†“
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AI Model Breakdown

How often each AI search engine recommends Figure.

Strongest AI Model

Gemini Search โ€” mentioned in 42% of prompts

Gemini Search
42%
Google AI Mode
42%
ChatGPT Search
33%
Google AI Overviews
33%

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Nearby Competitors

Brands ranked closest to Figure in AI search visibility.

โ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆ--%
โ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆโ–ˆ--%
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Prompts Mentioning Figure

The exact buyer questions where AI recommends Figure.

Pro
1

Top lenders for HELOC rates right now in the US?

Google AI Overviews95% vis
2

Who are the best home equity loan lenders in the US?

Google AI Mode95% vis
3

Top lenders for HELOC rates right now in the US?

ChatGPT Search90% vis
4

Top lenders for HELOC rates right now in the US?

Gemini Search90% vis
5

Top lenders for HELOC rates right now in the US?

Google AI Mode90% vis

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Citation Sources

Domains AI models cite when recommending Figure.

Pro
google.comGoogle AI Overviews
80citations
www.nerdwallet.comGoogle AI Mode
33citations
google.comGoogle AI Overviews
23citations
www.bankrate.comChatGPT Search
23citations
www.bankrate.comGoogle AI Mode
21citations
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Citation URLs

Specific pages AI links to when answering mortgage lenders questions.

Pro
www.nerdwallet.com/mortgages/learn/requirements-for-self-employed-mortgage-borrowersGoogle AI Mode ยท 6 citations
www.nerdwallet.com/mortgages/best/cash-out-refinance-lendersChatGPT Search ยท 6 citations
www.bankrate.com/mortgages/best-mortgage-lendersGoogle AI Mode ยท 5 citations
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Query Fan-Out Intelligence

Every prompt fans out into dozens of sub-searches across AI models โ€” covering every semantic angle a buyer might take. Miss one, and a competitor ranks instead.

72 sub-searches found
#AI Sub-Search QueryCount% Share
1"best FHA mortgage lenders" Nerdwallet Bankrate1
33.3%
2best FHA mortgage lenders rates US Bankrate Nerdwallet1
33.3%
3"best home equity loan lenders" bankrate bmo discover spring eq1
33.3%
๐Ÿ”

Do you rank in Google for these 72 AI sub-searches?

When AI recommends a mortgage lenders brand, it doesn't just pick a name โ€” it silently runs 72 sub-searchesacross Google to find corroborating evidence. Brands that rank for those queries get cited. Brands that don't, get skipped.

Our Query Fan-Out ร— Google Rank tool cross-references every AI sub-search against live Google rankings โ€” so you can see exactly which ones Figure wins, which ones competitors outrank you on, and where to focus first.

Match my Google rankings to AI sub-searches โ†’

Is Figure your company?

Claim your free AI visibility profile to track your ranking weekly, see which prompts mention you, and discover how to improve your AI search presence.

About Figure's AI Search Visibility

This ranking is powered by the AI Rankia Universal Brand Index (UBI) โ€” a system that sends real buyer queries to ChatGPT, Google Gemini, Perplexity AI, Claude, Grok, and Google AI Mode, then measures which mortgage lenders each model recommends. Rankings are updated regularly as AI models evolve.

Figure achieved a prompt coverage of 13% โ€” appearing in 2 of 15 tracked buyer queries โ€” with an AI visibility score of 13.1%, placing them #34 of 84 mortgage lenders in United States.

Figure's strongest AI model is Gemini Search, cited in 42% of relevant prompts. Their weakest is Google AI Overviews at 33% โ€” an opportunity to improve citations on that platform.

Seeing this ranking is step one. AI Rankia is the autonomous AI-visibility platform that acts on itโ€” where read-only tools (Profound, Otterly, Semrush) just hand you a report, AI Rankia's agents publish the content AI cites, deploy the schema, llms.txt and internal links straight to your live site, buy the links AI already trusts for your competitors, and prove the citation lift against a control. Its Get Cited PR toolkit finds the journalists and creators who cover mortgage lenders and automates the whole outreach โ€” discover contacts, AI-write each pitch, send from your Gmail and track replies. Switch on autopilot and the agents run the entire loop end to end, every day โ€” Monitor โ†’ Get Cited โ†’ Content Hub โ†’ AI Links โ€” or take full manual control of every article, prompt, schema tag and link. Built for the teams that own mortgage lenders visibility: agencies reporting to clients, and brands who want to move up this ranking instead of just watching it.

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