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Upgrade

Personal loans Β· United States

Upgrade

Rank#5Top 12%of 44 tracked

Updated 2026-10-09

Brand Visibility

78%

Prompt Coverage

79%

AI Sub-Searches

68

Query fan-outs

Total Mentions

83

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Market Leader

Top AI Visibility + Broad Coverage

Verified Brand

Tracked by AI Rankia Index

What AI Says About Upgrade

Real AI response mentioning Upgrade β€” captured live from Gemini Search.

In response to: β€œWhich lenders offer the best personal loans for bad credit in the US?”

…to credit history. This makes it one of the easiest platforms to qualify for if you have a low score or a very thin credit profile. Watch out for: Origination fees (up to 12%). Does not allow co-signers or joint applications. Upgrade β€” Best for debt consolidation & joint applications Minimum Credit Score: ~580 – 600 Loan Amounts: $1,000 – $50,000 APR Range: ~8.49% – 35.99% Why it stands out: Upgrade allows you to apply with a co-borrower, which

Gemini Search

Prompts Tracked in Personal loans

AI Rankia runs these exact prompts across ChatGPT, Gemini, Perplexity, Claude & more to build this ranking.

1

β€œWho are the best lenders in the US for refinancing a personal loan?”

normal result
2

β€œWhich lenders offer the best personal loans for bad credit in the US?”

normal result
3

β€œWhich personal loan lenders in the US are best for self-employed borrowers?”

normal result

11 more prompts tracked Β·

Each prompt fans out into dozens of AI sub-searches β€”never miss the semantic gaps ↓
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AI Model Breakdown

How often each AI search engine recommends Upgrade.

Strongest AI Model

Gemini Search β€” mentioned in 175% of prompts

Gemini Search
175%
Google AI Mode
100%
ChatGPT Search
83%
Google AI Overviews
33%

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Nearby Competitors

Brands ranked closest to Upgrade in AI search visibility.

β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆ--%
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Prompts Mentioning Upgrade

The exact buyer questions where AI recommends Upgrade.

Pro
1

Which lenders offer the best personal loans for bad credit in the US?

Gemini Search100% vis
2

Which personal loan lenders in the US allow a cosigner?

Gemini Search100% vis
3

Which lenders offer the best personal loans for bad credit in the US?

Google AI Overviews95% vis
4

Which personal loan lenders in the US allow a cosigner?

Google AI Mode95% vis
5

Which personal loan lenders in the US allow a cosigner?

Google AI Overviews95% vis

See every prompt that mentions Upgrade

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Citation Sources

Domains AI models cite when recommending Upgrade.

Pro
google.comGoogle AI Overviews
82citations
www.cnbc.comGoogle AI Mode
18citations
www.nerdwallet.comGoogle AI Mode
15citations
google.comGoogle AI Overviews
12citations
www.experian.comGoogle AI Mode
9citations
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Citation URLs

Specific pages AI links to when answering personal loans questions.

Pro
www.cnbc.com/select/best-long-term-personal-loan-lendersGoogle AI Mode Β· 4 citations
www.credible.com/personal-loanGoogle AI Mode Β· 4 citations
www.wsj.com/buyside/personal-finance/personal-loans/home-improvement-loansGoogle AI Mode Β· 4 citations
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Query Fan-Out Intelligence

Every prompt fans out into dozens of sub-searches across AI models β€” covering every semantic angle a buyer might take. Miss one, and a competitor ranks instead.

68 sub-searches found
#AI Sub-Search QueryCount% Share
1"allow a cosigner" personal loan lenders list1
33.3%
2best credit unions for personal loans1
33.3%
3best home improvement loans nerdwallet bankrate1
33.3%
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Do you rank in Google for these 68 AI sub-searches?

When AI recommends a personal loans brand, it doesn't just pick a name β€” it silently runs 68 sub-searchesacross Google to find corroborating evidence. Brands that rank for those queries get cited. Brands that don't, get skipped.

Our Query Fan-Out Γ— Google Rank tool cross-references every AI sub-search against live Google rankings β€” so you can see exactly which ones Upgrade wins, which ones competitors outrank you on, and where to focus first.

Match my Google rankings to AI sub-searches β†’

Is Upgrade your company?

Claim your free AI visibility profile to track your ranking weekly, see which prompts mention you, and discover how to improve your AI search presence.

About Upgrade's AI Search Visibility

This ranking is powered by the AI Rankia Universal Brand Index (UBI) β€” a system that sends real buyer queries to ChatGPT, Google Gemini, Perplexity AI, Claude, Grok, and Google AI Mode, then measures which personal loans each model recommends. Rankings are updated regularly as AI models evolve.

Upgrade achieved a prompt coverage of 79% β€” appearing in 11 of 14 tracked buyer queries β€” with an AI visibility score of 78%, placing them #5 of 44 personal loans in United States.

Upgrade's strongest AI model is Gemini Search, cited in 175% of relevant prompts. Their weakest is Google AI Overviews at 33% β€” an opportunity to improve citations on that platform.

Seeing this ranking is step one. AI Rankia is the autonomous AI-visibility platform that acts on itβ€” where read-only tools (Profound, Otterly, Semrush) just hand you a report, AI Rankia's agents publish the content AI cites, deploy the schema, llms.txt and internal links straight to your live site, buy the links AI already trusts for your competitors, and prove the citation lift against a control. Its Get Cited PR toolkit finds the journalists and creators who cover personal loans and automates the whole outreach β€” discover contacts, AI-write each pitch, send from your Gmail and track replies. Switch on autopilot and the agents run the entire loop end to end, every day β€” Monitor β†’ Get Cited β†’ Content Hub β†’ AI Links β€” or take full manual control of every article, prompt, schema tag and link. Built for the teams that own personal loans visibility: agencies reporting to clients, and brands who want to move up this ranking instead of just watching it.

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