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Upgrade

Digital banks Β· United States

Upgrade

Rank#16Top 25%of 64 tracked

Updated 2026-10-09

Brand Visibility

17.8%

Prompt Coverage

18%

AI Sub-Searches

24

Query fan-outs

Total Mentions

11

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Elite AI Visibility in Focused Prompts

Verified Brand

Tracked by AI Rankia Index

What AI Says About Upgrade

Real AI response mentioning Upgrade β€” captured live from Gemini Search.

In response to: β€œWhich digital banks in the US are the safest and FDIC insured?”

BankFind Tool: Visit FDIC BankFind Suite and search the bank’s name. If the name appears with an active FDIC Certificate Number, your deposits are directly insured. 2. Read the Fine Print on Neobanks: If you use an app like Chime or Upgrade, scroll to the footer on their homepage. It will state: "Banking services provided by [Partner Bank], Member FDIC." Confirm that the underlying partner bank is a reputable, chartered institution. 3. Account Ownership Rules: Remember that

Gemini Search

Prompts Tracked in Digital banks

AI Rankia runs these exact prompts across ChatGPT, Gemini, Perplexity, Claude & more to build this ranking.

1

β€œWho offers the best online savings account for an emergency fund in the US?”

normal result
2

β€œWhich neobanks in the US are best for building credit?”

normal result
3

β€œWhich digital banks in the US are the safest and FDIC insured?”

normal result

8 more prompts tracked Β·

Each prompt fans out into dozens of AI sub-searches β€”never miss the semantic gaps ↓
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See how each AI model ranks Upgrade

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AI Model Breakdown

How often each AI search engine recommends Upgrade.

Strongest AI Model

Gemini Search β€” mentioned in 9% of prompts

Gemini Search
9%
Google AI Mode
9%

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Nearby Competitors

Brands ranked closest to Upgrade in AI search visibility.

β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆ--%
β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆ--%
β–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆβ–ˆ--%

Prompts Mentioning Upgrade

The exact buyer questions where AI recommends Upgrade.

Pro
1

Which digital banks in the US are the safest and FDIC insured?

Gemini Search90% vis
2

Which neobanks in the US are best for building credit?

Google AI Mode85% vis

Citation Sources

Domains AI models cite when recommending Upgrade.

Pro
google.comGoogle AI Overviews
74citations
www.nerdwallet.comGoogle AI Mode
21citations
www.bankrate.comGoogle AI Mode
17citations
bankrate.comGemini Search
7citations
www.cnbc.comGoogle AI Mode
5citations
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Citation URLs

Specific pages AI links to when answering digital banks questions.

Pro
www.cnbc.com/select/best-no-fee-checking-accountsGoogle AI Mode Β· 5 citations
www.investopedia.com/best-cd-rates-4770214Google AI Mode Β· 4 citations
www.nerdwallet.com/banking/learn/early-direct-depositGoogle AI Mode Β· 3 citations
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Query Fan-Out Intelligence

Every prompt fans out into dozens of sub-searches across AI models β€” covering every semantic angle a buyer might take. Miss one, and a competitor ranks instead.

24 sub-searches found
#AI Sub-Search QueryCount% Share
1best CD rates NerdWallet Bankrate1
33.3%
2best CD rates US online banks1
33.3%
3best high yield savings account rates US1
33.3%
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Do you rank in Google for these 24 AI sub-searches?

When AI recommends a digital banks brand, it doesn't just pick a name β€” it silently runs 24 sub-searchesacross Google to find corroborating evidence. Brands that rank for those queries get cited. Brands that don't, get skipped.

Our Query Fan-Out Γ— Google Rank tool cross-references every AI sub-search against live Google rankings β€” so you can see exactly which ones Upgrade wins, which ones competitors outrank you on, and where to focus first.

Match my Google rankings to AI sub-searches β†’

Is Upgrade your company?

Claim your free AI visibility profile to track your ranking weekly, see which prompts mention you, and discover how to improve your AI search presence.

About Upgrade's AI Search Visibility

This ranking is powered by the AI Rankia Universal Brand Index (UBI) β€” a system that sends real buyer queries to ChatGPT, Google Gemini, Perplexity AI, Claude, Grok, and Google AI Mode, then measures which digital banks each model recommends. Rankings are updated regularly as AI models evolve.

Upgrade achieved a prompt coverage of 18% β€” appearing in 2 of 11 tracked buyer queries β€” with an AI visibility score of 17.8%, placing them #16 of 64 digital banks in United States.

Upgrade's strongest AI model is Gemini Search, cited in 9% of relevant prompts. Their weakest is Google AI Mode at 9% β€” an opportunity to improve citations on that platform.

Seeing this ranking is step one. AI Rankia is the autonomous AI-visibility platform that acts on itβ€” where read-only tools (Profound, Otterly, Semrush) just hand you a report, AI Rankia's agents publish the content AI cites, deploy the schema, llms.txt and internal links straight to your live site, buy the links AI already trusts for your competitors, and prove the citation lift against a control. Its Get Cited PR toolkit finds the journalists and creators who cover digital banks and automates the whole outreach β€” discover contacts, AI-write each pitch, send from your Gmail and track replies. Switch on autopilot and the agents run the entire loop end to end, every day β€” Monitor β†’ Get Cited β†’ Content Hub β†’ AI Links β€” or take full manual control of every article, prompt, schema tag and link. Built for the teams that own digital banks visibility: agencies reporting to clients, and brands who want to move up this ranking instead of just watching it.

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